Comprehensive Car Insurance Plans
Comprehensive & Third-Party car insurance with cashless accident repairs across 5,000+ network garages, zero depreciation add-ons, and instant 2-minute renewals.
Car Insurance
Complete Car Insurance Solutions in India
Car Insurance provides financial protection against accidental damages, theft, fire, natural calamities, and mandatory third-party legal liability. Having valid motor insurance is compulsory under the Indian Motor Vehicles Act.
FINDEAL enables car owners to compare Comprehensive, Own Damage (OD), and Third-Party (TP) insurance policies from top insurers like HDFC ERGO, ICICI Lombard, Bajaj Allianz, and Tata AIG.
Who Needs Car Insurance?
Every car owner in India driving private passenger vehicles, SUVs, luxury cars, or commercial fleet vehicles.
Prominent Features & Add-ons
Zero Depreciation Cover
Get full part replacement cost without deduction for depreciation.
24/7 Roadside Assistance
Flat tire change, battery jumpstart, fuel delivery & towing support.
Engine & Gearbox Protection
Cover water ingress & oil leakage damage to engine components.
No-Claim Bonus (NCB) Protect
Retain your NCB discount even after making one claim in a year.
Cashless Garages
Drive in for cashless repairs at 5,000+ authorized workshops.
Key & Lock Replacement
Reimbursement for lost keys and lock replacement expenses.
Coverage Inclusions & Exclusions
Understand what is typically covered under Car Insurance policies and standard waiting periods.
Typical Inclusions
STANDARD COVERED HAZARDSStandard Exclusions
LIMITATIONS & WAITING PERIODSKey Factors Affecting Premium Rates
Insured Declared Value (IDV)
The current market value of your vehicle determines the Own Damage premium.
Car Make, Model & Engine CC
Higher cubic capacity (CC) & luxury cars incur higher Third-Party & OD rates.
No-Claim Bonus (NCB) Discount
Accrue up to 50% discount on Own Damage premium for claim-free years.
Required Documentation
Request Customized Car Insurance Quotes
Provide your basic details to receive tailored policy recommendations, coverage comparisons, and tax-saving advice from certified FINDEAL specialists.
100% Confidential & Confidential Guidance
Zero Spam — Speak to Certified Advisors Only
Questions About Car Insurance
Common queries regarding coverage limits, claim procedures, and eligibility.
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Secure Car Insurance Protection
Compare plans, understand policy exclusions, and get dedicated assistance from FINDEAL advisors.