Home & Structure Insurance Plans
Comprehensive protection for home building structures and valuable household contents against fire, earthquakes, floods, theft, and burglary.
Home Insurance
Protecting Your Home Building & Valuable Belongings
Home Insurance protects your residential apartment, flat, or independent house against devastating structural damage and theft of household contents. Your home is one of your largest lifetime investments.
FINDEAL offers Bharat Griha Raksha compliant home insurance policies that cover physical building structures and internal appliances against unforeseen disasters.
Who Should Insure Their Home?
Homeowners, flat owners in societies, landlords renting out properties, and tenants wanting to protect valuable household contents.
Prominent Features & Add-ons
Building Structure Cover
Cover total cost of reconstructing your house after major disasters.
Household Contents
Protect TV, refrigerator, AC, furniture, & valuable appliances.
Natural Calamities
Protection against earthquakes, floods, cyclones, & landslides.
Burglary & Theft
Compensation for stolen household valuables & break-in damage.
Jewelry & Art Cover
Special valuable item add-ons for gold jewelry & artworks.
Alternative Accommodation
Rent reimbursement while your home is being repaired after a fire.
Coverage Inclusions & Exclusions
Understand what is typically covered under Home Insurance policies and standard waiting periods.
Typical Inclusions
STANDARD COVERED HAZARDSStandard Exclusions
LIMITATIONS & WAITING PERIODSKey Factors Affecting Premium Rates
Carpet Area & Rebuild Cost
Premium is calculated based on construction cost per sq ft, not land cost.
Valuation of Contents
Total declared value of appliances, furniture, & electronics.
Required Documentation
Request Customized Home Insurance Quotes
Provide your basic details to receive tailored policy recommendations, coverage comparisons, and tax-saving advice from certified FINDEAL specialists.
100% Confidential & Confidential Guidance
Zero Spam — Speak to Certified Advisors Only
Questions About Home Insurance
Common queries regarding coverage limits, claim procedures, and eligibility.
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Secure Home Insurance Protection
Compare plans, understand policy exclusions, and get dedicated assistance from FINDEAL advisors.