Personal Accident Insurance Plans
Worldwide 24/7 protection against accidental death, total permanent disability, partial disability, and daily hospital cash benefits.
Personal Accident
Complete Income Protection Against Accidental Risks
Personal Accident Insurance provides round-the-clock financial security against unexpected road, workplace, or household accidents. While regular health insurance covers hospital bills, personal accident policies replace lost income caused by temporary or permanent disability.
FINDEAL facilitates instant paperless personal accident covers with high sum assured options and global coverage.
Who Needs Personal Accident Cover?
Daily commuters, factory supervisors, site engineers, delivery personnel, and active working professionals.
Prominent Features & Add-ons
Accidental Death Cover
100% sum assured payout to family nominee upon accidental demise.
Permanent Disability
100% payout for loss of limbs, eyesight, or permanent disability.
Weekly Income Benefit
Weekly cash payout during temporary confinement at home.
Child Education Benefit
Lump sum educational grant for surviving children.
Fracture Care Add-On
Fixed cash compensation for bone fractures & dislocations.
Worldwide Protection
Cover valid 24/7 anywhere across the globe.
Coverage Inclusions & Exclusions
Understand what is typically covered under Personal Accident policies and standard waiting periods.
Typical Inclusions
STANDARD COVERED HAZARDSStandard Exclusions
LIMITATIONS & WAITING PERIODSKey Factors Affecting Premium Rates
Occupational Risk Category
Desk jobs carry lower risk categories than construction site engineers.
Required Documentation
Request Customized Personal Accident Quotes
Provide your basic details to receive tailored policy recommendations, coverage comparisons, and tax-saving advice from certified FINDEAL specialists.
100% Confidential & Confidential Guidance
Zero Spam — Speak to Certified Advisors Only
Questions About Personal Accident
Common queries regarding coverage limits, claim procedures, and eligibility.
Related Insurance Categories
Term Life Insurance Plans
High life cover up to ₹2 Crores for your family at affordable monthly premiums. Protect your dependents against life uncertainties with tax-free sum assured payouts.
Individual Health Insurance Plans
Secure comprehensive medical coverage up to ₹1 Crore for single policyholders. Enjoy cashless hospitalization, pre & post hospital care, and tax savings under Sec 80D.
Comprehensive Car Insurance Plans
Comprehensive & Third-Party car insurance with cashless accident repairs across 5,000+ network garages, zero depreciation add-ons, and instant 2-minute renewals.
Two-Wheeler Insurance Plans
Comprehensive & Third-Party insurance for motorcycles, scooters, and electric bikes. Enjoy instant digital policy renewal in 2 minutes with zero paperwork.
Secure Personal Accident Protection
Compare plans, understand policy exclusions, and get dedicated assistance from FINDEAL advisors.